"Cheer up. Remember what the Monty Python boys say."
"Always look on the bright side of life?"
"No, 'Nobody expects the Spanish Inquisition.'"

Wednesday, November 21, 2007

Okay... More Numbers...

The most I will pay out of pocket for and IUI is $400.00, at this point. It insurance decides to stop paying for the ultrasounds, then it will be around $900.00.

If we decided to go to IVF (laughable, really), we will be paying either $10K a cycle or $17-20K for a ~package~ deal of 2-3 IVF cycles.

Adoption in the United States can run from $10k to $60k depending on what you have to pay the lawyers, agency, mother, etc. International adoption is around $25-60K, depending on the country. If you adopt from a foster agency, it is around $2500 to $10K and it can take years if the family decides to fight and you aren't guaranteed a child of your race or a baby.

So, how is it that we, taxpayers, will allow girls to get free state/federal help for their illegitimate children, but we are not fighting tooth and nail to get mandatory IF coverage in our insurance? I just don't understand.


jennifercarol said...

Wow, Tam...I'd never thought of it that way. But its an excellent point! I mean why are our incentives so out of whack???

jenn said...

it really is amazing- isn't it!

I was looking at my flexible spending account & I have to ask if infertility drugs & treatments are allowed. Birth control pills & condoma are, but I'll bet you I won't be allowed to buy clomid with it! and that's my out of pocket stuff.

nancy said...

It's insanity, I know. The blogosphere has been discussing this very subject (insurance coverage) a lot lately. Are you big in reading IF blogs? I can point you to some great blogs about this subject if you haven't read them already. It really got me interested.

Jenn - IF ~is~ allowed on your flexible spending account. It's ruled federally, not up to each company, so that's a good thing. If it's included as a tax deduction for medical expenses, it's allowed with your flex account. IF ~is~ included now. Even mileage to/from your REs office.